Accessmerica.com Website Review & Ratings + Access America Coupons
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Accessmerica.com Website Review & Ratings + Access America Coupons

AccessAmerica.com provides travel insurance for all types of travel situations and needs including:

They provide free, online, no obligation insurance coverage quotes for individual travelers, families and groups. Obtaining travel insurance is an important part of savvy travel planning. Persons insured by Medicare or Medicaid are not covered when traveling outside the country. Most private health insurance plans as well as those provided by employers typically have restrictions or limitations on coverage for accidents, injury or illness when traveling outside the United States. 

Travel insurance provides coverage against trip cancellation, flight delays, lost luggage and medical emergencies. Coverage for medical evacuation back to your departure location is also available.

If you are planning to participate in extreme sports or adventures such as skiing, diving or rock climbing, there are special coverage packages available. 

Access America: What makes it different?

Access America is an internationally known brand of Mondial Assistance. A world-wide provider of travel assurance, Mondial offers assistance to travelers around the globe. Mondial has offices in 28 countries and is a sus-sidary of Allianz. the world’s largest insurance company.

Access American partners with some of the best brands in the travel industry including Orbitz, American Airlines, Delta Airlines, AAA, Best Western and Disney Cruise Line. All Access America products are underwritten by Jefferson Insurance Company or BSC Insurance, dependent on the insured’s state of residency. 

Access America will refund the cost of your trip coverage if an unexpected change of plans causes you to cancel within 10 days of your scheduled departure. 

Travel agencies and tour operator praise the affiliate program offered by AccessAmerica.com. Agencies and operators earn a generous commission on all insurance policies sold and are able to offer their clients a diverse array of policy options to cover every contingency for traveles visiting international destinations. Affiliates can track and manage their account online utilizing Access America's interactive website. Options include:

  • Order insurance
  • Modify policies
  • Access saved quotes
  • Email quotes
  • File and track claims
  • Order customized consumer brochures
  • View training tutorials
  • Access America vs. primary competitors (sites similar to Access America)

    There are a diverse array of online companies that offer travel insurance packages. Major competitors include:

    All travel insurance companies offer free quotes without obligation. When searching for travel insurance consider pre-existing medical conditions, the political climate of the travel destination and if you desire additional coverage for electronics, cameras or sporting equipment.  

    Insure my trip offers more than 4,500 online customer reviews. They offer plans from 20 different insurance providers. Squaremouth is unique in that it allows travelers to review and compare hundreds of different travel insurance plans. Companies differ in the types of coverage offered, cost and online services offered.

    Consumers can shop with confidence at Access America, knowing they are purchasing coverage from the largest insurance company in the world, backed by years of customer satisfaction and excellent service. 

    Access America: Pricing & packages

    The cost of coverage at Access America is competitive with other major travel insurance companies. Insurance plans from Access America include:

    The cost of coverage is dependent on the travel destination, travel dates, age and the level of coverage selected. Travelers can quickly obtain a quote by registering and entering data on their travel plans at the AccessAmerica.com webiste. 

    Access America: Product images & screenshots
    Access America Coupons
    Get Get a Free 10-Day Look. Get a free quote now @ Access America
    Access America: Customer reviews & comments

    The AccessAmerica.com website does not provide customer reviews. Although there were several negative reviews, the majority of all online reviews were positive. 

    Travel Insurance Review reports,

    The Good: Access America offers a simple set of three package plans: Basic, Classic, and Deluxe, and a couple travel medical plans, plus a few specialty plans, so there’s something for every traveler on their site.

    The Drawbacks: The variety of plans can be confusing for some consumers; not always available for quoting on all comparison sites.

    The Bottom Line: Access America has an easy-to-use site that’s light on ‘insurance speak’. They have a plan for every traveler, and their specialty plans are truly unique in the travel insurance industry.

    Consumer Affairs Reviews

    "I purchased travel insurance because my mother is 88 and her health can be a problem. We purchased the tickets and the travel insurance in September. Travel was Dec 2-7th. The surprise was on me! On November 3, I had open heart surgery. No flying for two months. The forms and dates and doctor information ask for is never ending.

    The action of Access America is still pending. I have been in the doctor's office when they faxed twice the dates they requested. I gave them 7 business days and then our travel agent through AAA ask if we would give them until Dec 28. Next steps will be complaints with the Better Business Bureau, AAA of America and our lawyer to file a claim against Access America, which is becoming Allianz. Interesting!" 12-23-11

    "I agree Access America is a scam. They limit payments out based only on what is written in the contract you purchase. Cancellation due to business or existing medical conditions is not covered. I had to cancel 3 flights on American Airlines due to work schedule changes. I am out $917 plus $108 for the insurance. It's best to purchase private insurance through CSA or Travelex that offers cancellation for any reason. You have up to 24 hours to purchase the insurance from date of deposit or airline purchase." 12-26-11

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