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Product Description

Travel Guard is a travel insurance provider. Its products include travel insurance and travel service plans.

Travel Guard is part of Chartis Inc. a world leader in the property-casualty and general insurance. Chartis serves more than 40 million insurance holders from over 160 countries.

Travel Guard offers the most comprehensive protection for travelers for both short trips as well as longer holiday trips. Clients can avail of Travel Guard coverage either on a per trip basis or an Annual Multi-Trip package.

Travel Guard’s insurance coverage includes among others:

Travel Guard: What makes it different?

Key differentiators

When traveling, it is important to have travel insurance to be ready for any fortuitous things that may happen. When you are purchasing a travel insurance you have to scrutinize the coverage, services and benefits included in the plan. Getting a Travel Guard by Chartis insurance will make you confident that you are well protected against anything that may arise in the course of your business or holiday trip.

Travel Guard by Chartis is above the competition because of its extraordinary customer service. Customer Service is available 24/7 and they assure that all calls are answered within 30 seconds by a highly qualified Customer Care Agent. Travel Guard likewise assures that all claims are processed fast and accurately within 72 hours from receipt of the claim and settlement is released also within 72 hours from receipt of all final documentations. Furthermore, all denied claims are automatically reviewed by a mediator as stated in the “Fairness Principle.”

Another factor that places Travel Guard by Chartis above its competitors is the 24-hour emergency travel assistance they extend to their policyholders. Travel Guard by Chartis is accessible through its too-free number from anywhere in the world and at all times. They are readily available to assist in any area of concern ranging from emergency assistance to get home to getting an emergency cash advance.

Travel Guard vs. primary competitors (sites similar to Travel Guard)

Compare vs. leading rival(s)

Travel Guard Chartis

Travel Joy By Tenent Insurance

Ace Travel Insurance

Policy Benefits

  • Rental Vehicle Excess Charges and Return
  • Disruption Benefits
  • Repatriation & Direct Repatriation
  • Hospital Visit
  • Travel Cancellation
  • Travel Postponement
  • Travel Curtailment
  • Jewellery Coverage
  • Travel Delay
  •  Flight Diversion
  • Travel Cancellation and Delay
  • Alternative Travel Arrangement
  • Baggage Delay
  • Travel & Baggage Delay pays from 6 hours onwards and every 4 hours thereafter.
  • Third Degree Burns and Reconstructive Surgery
  • Trip Postponement and Replacement of Traveler
  • Better Personal Accident Benefits for Child  
  • Fraudulent use of Credit Card overseas up to $1,000
  • Covers Irrecoverable Deposits if trip is cancelled due to financial failure of the licensed travel agent for travel arrangements
  • Covers Amateur Sports such as hot-air balloon, para-sailing, white water rafting, snow-skiing
  • 24-hour emergency assistance
  • Medical expenses up to £5,000,000
  • Cancellation cover up to £3,000
  • Personal liability up to £2,000,000
  • Legal advice/expenses up to £25,000
  • Personal accident up to £25,000
  • 14 day money back guarantee

Policy Types

  • Single Trip
  • International
  • Cruise
  • Annual
  • Adventure
  • Travel Medical
  • Flight
  • Family Travel
  • Business Travel
  • Rental Car Insurance
  • Ski Travel Insurance
  • Single Trip
  • Annual Multi-Trip
  • Family Plan
  • Single Trip
  • Annual Multi- Trip
  • Family
  • Couples
  • Backpacking & Long Stay
  • Winter Sports


Within 72 hours upon submitting final documentations

Reimbursement within 30 days

Within 30 days

Travel Guard: Pricing & packages


In Travel Guard Chartis, a 1- 3 trip for an individual may have an insurance premium of $47 for travelers to Malaysia, Indonesia, Thailand, the Philippines, Myanmar, Vietnam, Cambodia, Laos and Brunei for a single trip journey.

In Ace Travel, the same specifications would have a premium cost of $42.  It should however be noted that Travel Guard offers more coverage than Ace Travel thus even if the $5 increment , Travel Guard will still come out cheaper.

On top of all the benefits, it is easier and faster to process a claim with Travel Guard Chartis. Disapproved claims are automatically reviewed by a mediator.

Travel Guard: Product images & screenshots
Travel Guard Coupons
Travel Guard: Customer reviews & comments

Customer reviews & feedback

The Travel Guard Chartis is a major leader in the travel insurance sector. With more than 20 years of experience in this field of expertise, they have counted a lot of happy and contented policy owners that have consistently relied on the company for their every travel insurance need.

 “… Travel Guard has saved my life many times…Pros: accessible, friendly, helpful, has helped me numerous times all over the world. Cons: none;  I first bought Travel Guard travel insurance on a trip to Thailand about 12 years ago where I had the misfortune of getting Dengue Fever. TG came to the rescue and paid for my flight from the island I was on where the hospital was …” by lisagsf

“…  Professional, Capable and Unfailingly Polite…Just wanted to write and say how grateful I am to Travel Guard for the incredible service I received. I was flying to a photography workshop in Florence, Italy. …during a layover in Amsterdam, I became very ill and had to be taken to a hospital for a week. My luggage went on to Florence without me and your staff was able to track it down and get it returned to Mobile, AL. Every person at Travel Guard I spoke with while in the hospital and after was professional, capable and unfailingly polite…. Travel Guard hired a Dutch EMT to escort me home, and I am extremely grateful for that service as he made it possible for me to avoid long customs lines and made a long flight safer and much easier given that I was very weak. I am grateful for the service in getting me reimbursed for the trip, workshop and the medical expenses. I was reimbursed in full. I have told everyone I know about how wonderful Travel Guard has been and even posted it on Facebook as I want my friends to be covered the way I was. Thank you again for everything, this experience would have been devastating if not for you. As long as I can get Travel Guard I will be confident while travelling…” -Laura W

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Comments (3)

This is great information on the much controversial issue of travel insurance. I believe that choosing to buy a plan from Travel Guard (Chartis) can be an excellent decision since they offer a full-cover package, which can give your peace of mind while traveling. And on top of that, they offer a $30 coverage coupon. I liked your comparison table, because it gives prospective buyers the information on which to choose between competitive products.

I like the way your organized the comparisons into a chart!

Travel Guard is a RIP OFF COMPANY when your ship breaks down and you have to go back to port early you WILL NOT get a refund.  BEWARE

Customer Reviews
Travel Guard Average Rating:
(1 rating)
Travel Guard 5 out of 5 based on 1 ratings. 1 user reviews.
Mystical India — 77 months ago
5.0 Star Rating: Highly Recommended
“Definite Choice!”

Excellent prices and great coverage

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